After a car accident, you may get a phone call from the insurance company for the responsible party. When you get that call, it may be in your best interest to refer them to an attorney. Talking with them yourself may lead to mistakes that can cost you in the settlement.
Understand the risks that you take when you talk with the insurance company yourself.
The insurance carrier is not looking out for your interests
The insurance carrier’s goal is to settle the claim for as little as possible to save the company money. They may approach you as though they are helping you, but they are not working with your best interests in mind. An attorney can work on your behalf to negotiate a settlement that is fair for you.
You may not understand what you give up
If you sign anything provided to you by the insurance company, you may inadvertently sign away your rights to pursue compensation. It is important to avoid signing any documents that you have not cleared with a lawyer first.
The settlement should account for your total costs
If you negotiate with the insurance company on your own, you may settle for less than your injuries warrant. Especially when you have recovery remaining ahead of you, those costs are unpredictable. An attorney with experience in personal injury law can help you identify your total expected costs.
Protecting your rights after an injury means having someone work on your behalf. Avoid negotiating with or conversing with the insurance company on your own and refer them to your attorney instead.