In a bicycle versus automobile accident, the bike and its rider almost always lose. As a result, you should know how to avoid a run-in with a motor vehicle and what you need to do if an accident occurs.
Here are some ways you can protect yourself and avoid accidents.
How to prevent an injury accident
Always wear a helmet. Massachusetts only requires helmets for people under 16, but everyone should take this precaution. Bright clothing, reflective tape and front and rear lights can make the bicycle more visible to drivers.
Follow all the traffic laws and regulations for bicycles, which do not differ much from cars. Learn the hand signals for stopping and turning to signal to cars of your intentions. Even if the drivers do not know the signals, they will understand you are about to stop or turn.
What to do in an accident
In spite of all your caution, you are still at risk from careless drivers. If a vehicle strikes you, your next steps can make it more likely that you will be able to hold the negligent person responsible for your damages.
Exchange insurance information with the driver. If the driver does not stop, try to get a plate number and call the police. Keep receipts for everything. This includes repair costs and medical costs. If the driver does not stop and you have automobile insurance, call your insurance representative. You may be able to file a claim under your uninsured motorist coverage.
Understanding what to do if you have a bicycle accident is as crucial to preparing for a ride as checking the air in your tires. By doing this, you can ride your bike knowing you are ready for all possibilities.
